Okay i checked the shutdown temp for my bios and it said 75 degrees celcius now wouldn't my processor be fried before it shut down. Is it okay to lower that a little and what should i lower it to? (is 60 or 65 okay)

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Athlon 1GHz
geForce Pro 32MB
256MB pc1600 DDR RAM
SB Live x-gamer 5.1
20Gig ATA 100 7,200 RPM
4x DVD
8x4x24 CD-RW
IWill KA-266 MOBO