Originally Posted by
Timman_24
If you preorder a game and the publisher goes under, then it doesn't matter since the preorder is not through the publisher (except on Origin or something.) I've never heard of someone not getting their game or a preorder refund when a preorder goes awry. Ima has said there have been numerous failed projects on kickstarter though, so it does happen. I can't say anything to your trust in the kickstarter program, that is something each person will need to decide for themselves.
A preorder is an agreement to secure delivery, if it isn't fulfilled the company is required to refund the money. Kickstarter is an investment with no guarantee of product delivery. I think that is an important distinction.
FWIW, here are some excerpts from the TOS:
I'm not saying anyone will get screwed, just to be informed about what could possibly happen in the future.