I got my new system put together about 2 months ago and tried a standard update to SE. Everything started off working fine, but now I keep getting at least one lock-up/failure every 15-20 minutes. So, I'm breaking down and doing an entire format of my HDD and reinstalling Windows. Should I spend the money on getting XP or should I just stick with Win98SE? I just bought the SE update (for ~$20), but I can get the XP upgrade for ~$50. Since I don't do any networking, video editing, or DVD watching, what would I actually gain with XP?

When I reformat my HDD, I'd like to take advantage of my Mobo's RAID controller. Any comments on that?

Mucho thanks!